Services
Debt Recovery & Debt Disputes
Recovering what's owed. Protecting what's yours. Practical, cost-conscious help whether you're chasing a debt or defending a claim.
Overview
Recovering what's owed. Protecting what's yours.
Unpaid debts can place significant pressure on businesses, contractors and individuals. Whether you are seeking to recover money owed to you or defending a debt claim, obtaining timely legal advice can make a substantial difference to the outcome.
R B Law assists clients with all aspects of debt recovery and debt disputes, from initial letters of demand and negotiations through to court proceedings and enforcement action. The objective is not simply to obtain a judgment, but to achieve the most practical and cost-effective recovery of the debt.
For creditors
Recover outstanding debts efficiently
I focus on recovering what you're owed while minimising legal costs and commercial disruption, starting with the most direct pathway that's likely to work.
For debtors
Defend a disputed or incorrect claim
Where a debt is disputed, incorrectly claimed, or there are legitimate legal defences available, I provide strategic advice to protect your position.
How I can help
Our services include
From the first letter through to enforcement, each step is scoped and priced before it begins.
Letters of demand
Debt recovery proceedings
Defending debt claims
Contract and payment disputes
Negotiation and settlement
Enforcement of judgments
Statutory demands and insolvency-related debt recovery
Assessing recovery prospects and costs before you act
My approach
Commercially minded, before anything is filed.
Before recommending litigation, I assess the prospects of recovery, the likely costs involved and the most effective pathway to resolution. The focus is always on achieving practical outcomes without unnecessary expense.
Common questions
Before you chase a debt
Someone owes me money. Is it worth chasing?
When someone owes you money, it can be difficult to know whether pursuing the debt is worthwhile. You should obtain advice about the likely costs, prospects of success and enforcement options before commencing proceedings.
Is there a time limit to recover a debt?
Yes. There is a legal time limit for commencing a claim. The applicable limitation period depends on the nature of the debt, the agreement and the relevant State or Territory laws, so it's worth getting advice early.
I've received a letter of demand. What should I do?
Don't ignore it or respond impulsively. A letter of demand is often the first step in a dispute and how you respond can affect what happens next. Early advice can help you understand the demand and identify the most cost-effective way forward.
What is a statutory demand?
A statutory demand is a formal demand requiring a company to pay a debt within 21 days. If it isn't paid or set aside in time, the company can be presumed insolvent, which may lead to winding-up proceedings. Strict time limits apply, so seek advice straight away if you receive one.
What if the debtor can't pay?
A judgment is only valuable if it can be recovered, so the debtor's ability to pay is considered from the outset. Depending on the circumstances, options may include a payment plan, security for the debt, or enforcement action once judgment is obtained.
I'm being chased for a debt I don't owe. Can you help?
Yes. If a debt is disputed, incorrectly calculated or there are legitimate defences available, I can review the claim, respond on your behalf and work towards the most cost-effective resolution.
Commercial Litigation
Resolving business and financial disputes with a focus on commercial outcomes.
Learn MoreInsurance Disputes
Challenging denied or reduced claims, and defending insurer recovery actions.
Learn MoreA Clear Starting Point
From $749
For up to 3 hours of dedicated legal work.
No surprises. No hidden costs.
Have your position assessed and take meaningful steps towards resolving your dispute, knowing exactly what the initial stage will cost before any work begins.
See What's Included
Ready to get started?
Tell us what's going on and we’ll be in touch at a time that suits you.